Important Legal Information

You must read this before proceeding, as it explains both the legal and regulatory restrictions which apply to the information contained and investment products referred to within this Website.

Please note that you must read and accept the terms of our Franklin Templeton’s Privacy & Cookies Notice here before you access this Website.

This Website is directed only at persons resident within the United Kingdom and the information provided is not for distribution outside the United Kingdom. None of the information, whether in part or full, should be copied, reproduced or redistributed in any form nor should it be regarded as an offer or a solicitation of an offer for investment in any country, state or jurisdiction in which such offer or solicitation of an offer for investment would be unlawful. No shares in any of the funds referred to on this Website may be offered or sold to or for the benefit of US Persons (as more fully defined in the latest prospectus of the relevant fund) or in any country, state or jurisdiction where it would be unlawful to offer, solicit an offer for or sell such shares. It is your responsibility to be aware of the applicable laws and regulations of your country of residence. Further information is available in the prospectus for each fund.

The information on this Website is issued and approved by Franklin Templeton Investment Management Limited and does not, in any way, constitute investment advice. Franklin Templeton Investment Management Limited, is authorised and regulated by the Financial Conduct Authority (FCA) under the following numbers: 121779 (Franklin Templeton Investment Management Limited); 184169 (Franklin Templeton Funds (UK OEIC fund range)); 225573 (Franklin Templeton Funds II (UK OEIC fund range)); 147798 (Franklin Templeton Investment Funds (Luxembourg-SICAV fund range)); 723708 (Franklin Templeton Shariah Funds (Luxembourg-SICAV fund range)); 186795 (Legg Mason Global Funds plc (Ireland-UCITS fund range)); 653182 (Legg Mason Global Solutions plc (Ireland-UCITS fund range));. Franklin Templeton Investment Management Limited is registered as a Private Limited Company in England and Wales. Registered office: Cannon Place, 78 Cannon Street, London, EC4N 6HL. Registered No. 01902009. If you are in doubt about any of the information on this Website, please consult your stockbroker, solicitor, accountant, bank manager or other independent financial adviser.

The prices of shares and units and income therefrom can go down as well as up, and you may not get back the full amount invested. Past performance is not an indicator, nor a guarantee of future performance. Currency fluctuations may affect the value of overseas investments. When investing in a fund denominated in a foreign currency, performance may also be affected by currency fluctuations. Where a fund invests in derivative instruments, this entails specific risks that may increase the risk profile of the fund and are more fully described in the fund’s prospectus and in the relevant Key Investor Information Document (“KIID”). Where a fund invests in a specific sector or geographical area, the returns may be more volatile than a more diversified fund. Emerging Markets can be more risky than developed markets.

Subscriptions for shares or units in any Franklin Templeton Investments fund can be made only on the basis of the current prospectus, the relevant KIID, accompanied by the latest available audited annual report and the latest semi-annual report if published thereafter (or other offering document) for that fund which more fully describes the investment risks. All or most of the protections provided by the UK regulatory system will not apply to investors in the Franklin Templeton Investment Funds or Franklin Templeton Shariah Funds. The investment activities for Franklin Templeton Shariah Funds will be undertaken in accordance with the Shariah Guidelines. As a consequence, the performance of a Franklin Templeton Shariah Fund may possibly be lower than other investment funds that do not seek to strictly adhere to the Islamic investment criteria. The requirement to “purify” cash holdings or dividend income will likely result in payments being made to charities. The return to investors will be reduced by the amount of such payments.

This Website is intended to be of general interest only and does not constitute legal or tax advice nor is it an offer for shares or invitation to apply for shares or units of any of Franklin Templeton Investments’ fund ranges. Nothing in this Website should be construed as investment advice. Franklin Templeton Investments has exercised professional care and diligence in the collection of information in this Website. However, data from third party sources may have been used in its preparation and Franklin Templeton Investments has not independently verified, validated or audited such data. Opinions expressed are the author’s at the publication date and they are subject to change without prior notice. Given the rapidly changing market environment, Franklin Templeton Investments disclaim responsibility for updating this material. Any research and analysis contained in this website has been procured by Franklin Templeton Investments for its own purposes and is provided to you only incidentally. Franklin Templeton Investments shall not be liable to any user of this Website or to any other person or entity for the inaccuracy of information or any errors or omissions in its contents, regardless of the cause of such inaccuracy, error or omission.